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COLLATERAL BUSINESS LOANS NEW YORK
Run a medium/small business and need cash to cover short term requirements?
Small businesses are at the heart of our economy, and every small business needs loans. That includes restaurants, construction companies, general contractors, car business owners and more.
Small collateral loans help you pay for inventory, overhead, advertising, insurance, etc. They help you meet expenses, whether you’re:
- Starting a new business
- Launching a new product
- Opening a new store
- Or just want to keep growing
HOW DO SMALL COLLATERAL LOANS IN NEW YORK WORK?
It’s easy. Securing a business loan with collateral goes like this:
Step #1: You put up assets as collateral.
Step #2: We do not perform credit checks.
Step #3: We make an offer for a commercial business loan on the value of the collateral based on
Step #4: You take the money and use it any way you need or desire.
Step #5: You pay back the loan and keep growing your business.
Collateral Loans for Small Businesses in NYC
Running a small or medium-sized business in New York often means balancing cash flow challenges, from covering payroll to purchasing new equipment.
At GEM Pawnbrokers, we make it easy to get fast working capital using your assets as collateral, without the delays and requirements of a traditional bank loan.
When you bring in valuable business assets — such as gold, jewelry, watches, electronics, or vehicles — our team appraises them on the spot and provides a secured business loan based on their value.
That means no credit checks, no lengthy applications, and no waiting for approval. You walk in with collateral and walk out with cash the same day.
Why Choose a Collateral Business Loan Over an SBA Loan
SBA loans can take weeks or months to process and require extensive financial documentation.A collateral pawn loan is different; it’s ideal when you need immediate funding to keep your operations running.
You’re borrowing against your assets, not your credit or business history. Once the loan is repaid, your collateral is returned. No strings attached.
How It Works
1) Bring Your Business Assets: Visit any GEM Pawnbrokers location with valuable items such as gold, jewelry, watches, electronics, or vehicles.
2) Get an On-the-Spot Appraisal: Our experts evaluate your items and make a loan offer based on their market value.
3) Walk Out with Cash: Accept the offer and receive your funds immediately — no credit check required.
4) Redeem Your Items Anytime: Repay the loan within the agreed term and reclaim your collateral, hassle-free.
Business Owners We Help
We work with all types of small business owners across NYC, including:
•Contractors and construction companies
•Restaurant owners
•Retail store owners
•Auto service professionals
•Creative and independent business operators
Whether you’re covering short-term expenses or investing in growth, GEM provides secure, same-day funding that helps you move forward with confidence.
Business Owners We Help
With locations across Manhattan, Brooklyn, Queens, the Bronx, Long Island, and Westchester, GEM Pawnbrokers is New York’s largest and most trusted name for collateral-based business loans. We’ve helped thousands of business owners access quick capital when banks couldn’t.