THE WAIT IS OVER:
SHOP 50% OFF JEWELRY
AND BOGO 50% OFF
STOREWIDE
PLUS EXCLUSIVE ONLINE DISCOUNTS
WITH CODE “BLACKFRIDAY25”
GET AN INSTANT QUOTE
FAST COLLATERAL CASH LOANS IN JUST A FEW MINUTES!
INSTANT CASH LOANS AS HIGH AS $1,000,000
As unexpected as life may be, GEM Pawnbrokers makes it easy to secure emergency CASH LOANS on your valuables in your times of need. GEM pawn shop in New York City offers instant cash with no credit check, no hassle, and no long wait times. We accept nearly any item of value, may it be diamond jewelry, electronics, or tools. We make the HIGHEST OFFERS on your collateral to ensure you have the CASH you need when you need it.
HOW DOES PAWNBROKING WORK?
A PAWN is a collateral loan. Unlike a bank, where personal loans are secured by credit, a PAWN is a loan secured by valuable items, such as jewelry.
During the loan, the jewelry is kept safe in a vault, and when the term of the loan is up, the client may either pay just the interest to extend the loan, or pay the interest AND principal (original loan amount) to get their item back. IT’S THAT SIMPLE!
At GEM Pawnbrokers, you don’t need to settle for a bad deal from a fly-by-night pawn shop. We have almost 70 years of experience, and we know how to treat you right.
How does our service work in New York?
Our store is fully licensed, and our lending process is safe, simple, and secure. Just bring your collateral, get a quick free quote, and walk out with money in minutes.
We’ll provide all the information you need up front including interest rates, fees, and terms before you decide. We keep the item in a fully insured and secured vault until you are ready to repay the loan. We have free appraisals, and flexible repay terms that suit your monthly budget. No credit card or credit score needed for your personal loan. It can't affect your credit score even if you can't repay the loan on time.
GEM pawn shop loan service is a smart alternative to banks and traditional lenders. We charge no hidden fees, and our rates are state-regulated to keep your debt low. Our fast financing business scheme makes personal loans easy and risk-free.
What kind of items can be used for a pawn loan?
- Gold, silver, and jewelry
- Watches, designer bags
- Electronics and gaming systems
- Cameras
- Apple products
- Power tools and equipment
- Musical instruments and collectibles
- Clean/Deadstock sneakers
- Luxury items
What You Can Use Your GEM Pawn Loan For
A GEM Pawn Cash Loan is the fast and flexible solution when urgent expenses arise. Use your cash loan to cover:
- Medical bills
- Legal bills
- Mortgage payments
- Rent
- School tuition
- Auto repair bills
- Towing bills
- Ambulance charges
- Home down payments
- Home improvement expenses
Can’t pay the loan on time? No problem. We’ll work with you on new terms or give you options to sell instead.
Visit one of our pawn stores in New York today!