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Shop Pre-Owned
- Jewelry
  - Bracelets
  - Chains
  - Charms
  - Earrings
  - Pendants
  - Pins & Brooches
  - Rings
  - Necklace
- Watches
- Accessories
  - Belts
  - Exclusives
  - Eyewear
  - Hats
  - Scarves
  - Wallets
- Clothing
- Handbags
- Footwear
- Outerwear
- Deals
Contact
- Schedule Your Pickup
- FAQ
Locations
Articles
Careers

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Home
About
Services
Shop Pre-Owned
- Jewelry
  - Bracelets
  - Chains
  - Charms
  - Earrings
  - Pendants
  - Pins & Brooches
  - Rings
  - Necklace
- Watches
- Accessories
  - Belts
  - Exclusives
  - Eyewear
  - Hats
  - Scarves
  - Wallets
- Clothing
- Handbags
- Footwear
- Outerwear
- Deals
Contact
- Schedule Your Pickup
- FAQ
Locations
Articles
Careers

About GEM Pawnbrokers

GEM Pawnbrokers was established in 1947 by the late Martin Kaminsky and has steadily grown into the largest pawnbrokers in the New York City area with 24 branches and 70+ years in business.

Disclaimer

Implications of non-payment: There are no financial implications. If no payment is made the loan simply defaults. Collection practices include sending a text message or email reminding the client payment is due. There is no impact to a client's credit score for late or non-payment. Loans are renewed when an interest payment is made. APR does not exceed 24%. There are no additional fees or penalties when renewing a loan. No loans offered are under 60 days. Early prepayment options that are available are not associated with any fees or cost. The loan is not required to be repaid within 60 days. The minimum repayment period is 1 day and maximum is 10 years. An example of a loan is: borrower takes $100, repays $109 in 90 days. Loan is fulfilled.

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