Stuck with Bad Credit? You Can Still Get a Collateral Cash Loan

Living with a low credit score can be tough. Without the ability to get a traditional loan, you may find yourself struggling to get by each month. Fortunately, you can use pawn cash loans from GEM Pawnbrokers to finally get a leg up. As long as you have something to use as collateral, you’ll be able to walk out of one of our locations with the cash you need to keep life rolling along.

What Is a Collateral Cash Loan?

Let’s back up for a second. If you don’t have experience with collateral cash loans, you might not know what we are talking about, or how it can help you. It’s actually quite simple. A collateral cash loan is a short-term loan which is secured by something of value that you own. It may be jewelry, a car, or something else that holds sufficient value. Cash loans at pawn shops like GEM Pawnbrokers are easy to secure and can help you out in tough times. Simply bring your collateral to any one of our locations and our team will be happy help.

Get Around the Credit Problem

If you walk into a traditional bank looking for a cash loan, the first thing they are going to do is evaluate your credit score. If they don’t like what they see, you won’t get a loan. By opting to visit a pawn shop instead, you can get around the credit score hurdle. GEM Pawnbrokers doesn’t require credit for collateral cash loans, so you can put those worries to the side. Also, these loans are instant, which is certainly not the case with a traditional bank.

Once you’ve taken out the collateral cash loan, you will enjoy a generous four-month period of repayment. You will not be required to pay monthly during that time, and you have the option to simply pay the interest and extend the loan if you are not ready to pay back the principal after four months.

What If It’s Not Enough?

American dollars in the envelope

Taking out a cash loan from GEM Pawnbrokers is an easy task. But what if it isn’t enough to cover your financial needs? Well, in addition to offering cash loans, we can also buy your stuff! Take a look around your house and see if you can spot anything you don’t need or want anymore. If you are like most people, it won’t take long to find several items you could do without. Bring that stuff down to a GEM Pawnbrokers location and find out how much it’s worth. You just might be surprised!

Wait No Longer!

We’d love to offer you a collateral loan, but there isn’t much we can do if you just sit at home. Come on over and see us! Our team would love to meet you, and we’ll be happy to provide you with a great loan offer. We have been in business for more than 70 years, so you can trust us as reputable pawn brokers. Pawn cash loans are perfect for getting out of a financial jam – come see us right away!

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